We offer comprehensive and project-based financial planning to our investment advisory clients at no additional cost. Services include insurance reviews, retirement planning, philanthropic advice, trust reviews, monitoring of outside money managers, estate planning reviews, educational planning, goal planning, tax review and projections, cashflow planning, debt management, and student loan planning.
At Narwhal Capital Management, we believe knowledge is a prerequisite to true financial well-being. We offer financial planning services to supplement your investments and provide a thorough picture of your financial wellness. We go to great lengths to learn about your short and long-term goals so we can deliver comprehensive and accessible financial planning services tailored uniquely to you.
We aim to balance risk and reward by creating a unique Investment Policy Statement for each individual client. Throughout market tumult we remain steadfast, adhering to your specific asset allocation targets. These targets are driven by measurable demographic data as well as your goals, income needs, risk tolerance, and investment time horizon.
We build customized portfolios primarily through individual equities and fixed-income opportunities . Our equity selection strategy emphasizes companies with balance sheet strength, cash flow generation, a strong mosaic, and appropriate valuations. Our fixed income selection strategy focuses on finding individual bonds with excess return potential without undue credit or duration risk in dynamic interest rate environments.
This is a video or phone call to learn more about you and your family, your prioritized objectives, and the desired value of a financial plan.
We review a financial planning engagement letter that details the topic areas specific to your planning needs, our respective responsibilities, and the transparent compensation agreement.
We must understand where we are before determining where to go and how to get there. Your financial information is complied and organized using a confidential online dashboard.
During this meeting, we review the accuracy of your summarized financial information and reestablish your personal financial objectives.
Your organized information is thoroughly analyzed to find opportunities and develop refined strategies in alignment with your personal objectives. This complex analysis is translated into an educational narrative and measurable action plan.
The financial analysis, topic area summaries, planning recommendations, and measurable action plan are presented during this meeting. You will gain a full understanding of your current financial situation and learn how to improve your plan.
Upon the plan presentation meeting, you are encouraged to ask questions to provide clarity and confidence as you implement any or all of the recommendations.
If you are in need of Narwhal Capital Management’s financial planning and advice or would like to speak with a member of our team about personal finance, please reach out to schedule a consultation.